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Understanding Medicare & Medicaid

What's the difference between Medicare and Medicaid?

Medicare 

Medicare is a federally supported, state-operated health care assistance program that pays for health care services. It typically covers some expenses related to a stay in a skilled facility but only after an inpatient hospital stay of “three midnights” and only for a related illness or injury. Visit www.medicare.gov for more information.

You may be eligible for Medicare if you or your spouse has paid into Social Security for at least 10 years. In addition, you must meet one of these requirements:

  • You are age 65 or over and receiving Social Security retirement benefits
  • You are under 65 with certain disabilities and have received Social Security disability benefits for 24 months
  • You are of any age but diagnosed with End Stage Renal Disease

Medicaid 

Medicaid is a means-tested health and medical services program for certain individuals and families with low incomes and few resources. Eligibility usually is based on extreme financial need and medical necessity. Because each state operates its own Medicaid program, eligibility requirements and coverage may vary from state to state.

Visit www.medicaid.gov  for more information.